Tag Archives: interest rates

Manhattan Beach Sales Volume

If you have not yet heard the news, the US is in a housing recession. The story is no different for South Bay real estate. We may be cushioned from most of the world in our luxurious...

Homeowner Equity: The Road To Serfdom

The capital structure of US real estate assets has been in a long process of change. In 1945 homeowners owned 84% of their homes, with average mortgage to value ratios being 16%. Fast...

Evaluating The FHA Reform Act of 2010

The FHA Reform Act of 2010 was just passed in the House of Representatives last week. The general intent of the Bill is to reduce the risk to taxpayers of toxic loans insured by the...

Fannie Mae Economist: Housing Recovery In 2013

Fannie Mae’s Chief Economist, Doug Duncan, predicts national housing markets will not recover until 2013. He predicts prices will decline another 1% to 3% before bottoming in the...